{"id":19769,"date":"2026-10-18T13:22:23","date_gmt":"2026-10-18T06:22:23","guid":{"rendered":"https:\/\/beritaplus.my.id\/index.php\/2026\/10\/18\/pppk-kemenag-bisa-ajukan-pembiayaan-syariah-bprs-bhakti-sumekar-lewat-kantor-cabang\/"},"modified":"2026-10-18T13:22:23","modified_gmt":"2026-10-18T06:22:23","slug":"pppk-kemenag-bisa-ajukan-pembiayaan-syariah-bprs-bhakti-sumekar-lewat-kantor-cabang","status":"publish","type":"post","link":"https:\/\/beritaplus.my.id\/index.php\/2026\/10\/18\/pppk-kemenag-bisa-ajukan-pembiayaan-syariah-bprs-bhakti-sumekar-lewat-kantor-cabang\/","title":{"rendered":"PPPK Kemenag Bisa Ajukan Pembiayaan Syariah BPRS Bhakti Sumekar Lewat Kantor Cabang"},"content":{"rendered":"<p> <br \/>\n<\/p>\n<div>\n<div class=\"wrap-pic-max-w m-b-5 pos-relative\">\n              <span class=\"dis-sub-item-tag\">News<\/span><br \/>\n              <img decoding=\"async\" src=\"https:\/\/cdn.suaranetwork.com\/images\/2026\/10\/18\/36213d7de9d9.jpg\" alt=\"PPPK Kemenag Bisa Ajukan Pembiayaan Syariah BPRS Bhakti Sumekar Lewat Kantor Cabang\"\/>\n            <\/div>\n<p>Jajaran direksi BPRS Bhakti Sumekar. (Foto: Wildan\/suaraindonesia.co.id) <\/p>\n<p><b>BERITA PLUS, SUMENEP \u2013<\/b> Pegawai Pemerintah dengan Perjanjian Kerja (PPPK) Kementerian Agama (Kemenag) yang menerima gaji melalui BPRS Bhakti Sumekar dapat mengakses fasilitas pembiayaan syariah untuk memenuhi kebutuhan keluarga maupun menunjang kegiatan produktif.<\/p>\n<p>Direktur Utama BPRS Bhakti Sumekar mengatakan, program tersebut dikembangkan untuk memperluas akses pembiayaan bagi nasabah PPPK Kemenag. <\/p>\n<p>Pengajuannya dapat dilakukan melalui jaringan kantor cabang dan kantor kas sesuai wilayah pelayanan bank, sehingga tidak terbatas pada nasabah di Kabupaten Sumenep saja.<\/p>\n<p>\u201cKami ingin memberikan kemudahan akses pembiayaan syariah bagi PPPK Kementerian Agama untuk memenuhi berbagai kebutuhan, seperti pendidikan, renovasi rumah, kebutuhan keluarga, maupun kegiatan produktif,\u201d ungkapnya, Jumat (16\/10\/2026).<\/p>\n<p>Calon nasabah perlu menyiapkan dokumen identitas diri, surat keputusan atau perjanjian kerja PPPK, dokumen penghasilan, serta persyaratan pendukung lainnya.<\/p>\n<p>Setelah dokumen diajukan, bank akan melakukan verifikasi dan analisis kelayakan. Apabila pengajuan disetujui, proses dilanjutkan dengan akad pembiayaan syariah hingga pencairan dana.<\/p>\n<p>Menurutnya, besaran pembiayaan tidak ditentukan secara seragam, melainkan berdasarkan kemampuan membayar masing-masing calon nasabah dan ketentuan yang berlaku.<\/p>\n<p>\u201cPlafon pembiayaan ditentukan berdasarkan analisis kemampuan membayar dengan Debt Service Ratio (DSR) maksimal 60 persen dari penghasilan yang diperhitungkan bank,\u201d jelasnya.<\/p>\n<p>Bank juga mempertimbangkan masa kontrak kerja PPPK dalam proses analisis. Ketentuan tersebut menjadi bagian dari upaya menjaga agar kewajiban pembayaran tetap sesuai dengan kondisi finansial nasabah.<\/p>\n<p>Selain persyaratan administrasi, calon nasabah perlu memperhatikan masa berlaku program dan ketentuan pembiayaan yang ditetapkan bank.<\/p>\n<p>\u201cPengajuan dapat dilakukan melalui jaringan Kantor Cabang dan Kantor Kas BPRS Bhakti Sumekar sesuai wilayah pelayanan masing-masing,\u201d tutupnya.(*)<\/p>\n<p><strong>\u00bb Klik berita lainnya di Google News <a href=\"https:\/\/news.google.com\/publications\/CAAqBwgKMLiemwsw_KizAw?hl=en-ID&amp;gl=ID&amp;ceid=ID%3Aen\" target=\"_blank\">BERITA PLUS<\/a><\/strong><\/p>\n<table>\n<tr>\n<td><strong>Pewarta<\/strong><\/td>\n<td>: Wildan Mukhlishah Sy<\/td>\n<\/tr>\n<tr>\n<td><strong>Editor<\/strong><\/td>\n<td>: Alfiana Putri<\/td>\n<\/tr>\n<\/table>\n<p>            <!-- Tag --><\/p>\n<p>            <!-- Share --><\/p><\/div>\n<p><script async defer crossorigin=\"anonymous\" src=\"https:\/\/connect.facebook.net\/id_ID\/sdk.js#xfbml=1&#038;version=v9.0&#038;appId=615085048560626&#038;autoLogAppEvents=1\" nonce=\"yahlLMZo\"><\/script><br \/>\n<br \/><br \/>\n<br \/><a href=\"https:\/\/suaraindonesia.co.id\/news\/news\/6ad43c1e93c3a\/PPPK-Kemenag-Bisa-Ajukan-Pembiayaan-Syariah-BPRS-Bhakti-Sumekar-Lewat-Kantor-Cabang\">Sumber <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>News Jajaran direksi BPRS Bhakti Sumekar. (Foto: Wildan\/suaraindonesia.co.id) BERITA PLUS, SUMENEP \u2013 Pegawai Pemerintah dengan&#8230;<\/p>\n","protected":false},"author":2,"featured_media":19770,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-19769","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-newsbeat"],"featured_image_urls":{"full":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",750,440,false],"thumbnail":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9-150x150.jpg",150,150,true],"medium":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9-300x176.jpg",300,176,true],"medium_large":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",640,375,false],"large":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",640,375,false],"1536x1536":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",750,440,false],"2048x2048":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",750,440,false],"covernews-slider-full":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",750,440,false],"covernews-slider-center":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",750,440,false],"covernews-featured":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9.jpg",750,440,false],"covernews-medium":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9-540x340.jpg",540,340,true],"covernews-medium-square":["https:\/\/beritaplus.my.id\/wp-content\/uploads\/2026\/10\/36213d7de9d9-400x250.jpg",400,250,true]},"author_info":{"info":["Redaksi"]},"category_info":"<a href=\"https:\/\/beritaplus.my.id\/index.php\/category\/newsbeat\/\" rel=\"category tag\">Newsbeat<\/a>","tag_info":"Newsbeat","comment_count":"0","_links":{"self":[{"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/posts\/19769","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/comments?post=19769"}],"version-history":[{"count":0,"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/posts\/19769\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/media\/19770"}],"wp:attachment":[{"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/media?parent=19769"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/categories?post=19769"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/beritaplus.my.id\/index.php\/wp-json\/wp\/v2\/tags?post=19769"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}